What documentations do I need to make a motor claim?

What documentations do I need to make a motor claim?

A summary of the documents and information required to make a claim is summarized.

  • Information And Documentation To Be Submitted By The Victim

The victim of motor Accident shall, at the request of the insurer, provide information on the following:

  • Surname and other names
  • Date and place of birth
  • Profession or occupation and employer’s address (If any)
  • Income and relevant documents in proof of income, where necessary
  • Particulars of dependent(s) at the time of accident (if any)
  • The victim’s contact address and phone number
  • The Following Documents Shall, Among Others, Be Produced At The Request Of The Request Of The Insurer:
  • Any identity card of the victim
  • Two (2) passport size photographs endorsed by the attending medical officer
  • Birth certificate (If any)
  • Marriage Certificate (if any) or any other proof of marital status
  • Medical report
  • Police Accidental Report
  • Medical Bills / Receipts
  • Other expenses
  • Statutory Declaration
  • Information And Documentation To Be Submitted Claimant(s) Other Than The Victim:
  • Surname and other names of the claimants
  • Date and place of birth of the claimant(s)
  • Surname and other names of the victim
  • Relationship with the victim
  • Profession or occupation of the claimant(s) and employer’s address (if any)
  • A description of injuries sustained, financial loss incurred and any documents in support
  • All relevant documents as requested under section 5(1) and (2) above.
  • Claimant(s) contact address and phone number
  • Two (2) passport size photographs each of the claimant(s) and in the case of a minor the photographs of the next friend
  • Identity card of the claimant(s)
  • In Respect Of Death Claims, Claimants (S) Shall Be Required Among Others To Provide The Following Documents:
  • Death Certificate of the Victim or Burial Permit or Post Mortem Report
  • Letters of Administration or proof of probate or Registrars Certificate
  • Any identity card of claimant(s)
  • Relationship with the victim and identity cards of the beneficiaries
  • Two (2) passport size photographs of the Administrators(2)/claimant(2)
  • For the rural dwellers who may not be able to provide the above documents, a report from the chief or religious leader and statutory declaration, can be provided.

It is significant to note that a typical claim form should be design in a manner to elicit all the required information as stated above.

 

Credit: NIC

About the Author
Justice Peprah Agyei
Insurance Practitioner || MPhil || Chartered Insurer || ACII-UK || ACIIG || BA (Hons) || Writer   A Chartered Insurer and an Associate of the Chartered Insurance Institute of United Kingdom and also Ghana (ACII-UK, ACIIG), and holds MPhil in Enterprise Risk Management and Business Consulting from Kwame Nkrumah University of Science and Technology. Attained Bachelor’s degree from University of Ghana, Legon and have Applied Insurance studies, Diploma and Advanced Diploma (AAIS & AIS) from Ghana Insurance College / Malta Insurance Training Institute. Have over twelve (12) years of practical working experience in the Ghanaian Insurance Industry. +233(0)549705031 Follow and Like "The Insurance Classroom" on Facebook or YouTube to learn more on insurance.