What documentations do I need to make a motor claim?
A summary of the documents and information required to make a claim is summarized.
- Information And Documentation To Be Submitted By The Victim
The victim of motor Accident shall, at the request of the insurer, provide information on the following:
- Surname and other names
- Date and place of birth
- Profession or occupation and employer’s address (If any)
- Income and relevant documents in proof of income, where necessary
- Particulars of dependent(s) at the time of accident (if any)
- The victim’s contact address and phone number
- The Following Documents Shall, Among Others, Be Produced At The Request Of The Request Of The Insurer:
- Any identity card of the victim
- Two (2) passport size photographs endorsed by the attending medical officer
- Birth certificate (If any)
- Marriage Certificate (if any) or any other proof of marital status
- Medical report
- Police Accidental Report
- Medical Bills / Receipts
- Other expenses
- Statutory Declaration
- Information And Documentation To Be Submitted Claimant(s) Other Than The Victim:
- Surname and other names of the claimants
- Date and place of birth of the claimant(s)
- Surname and other names of the victim
- Relationship with the victim
- Profession or occupation of the claimant(s) and employer’s address (if any)
- A description of injuries sustained, financial loss incurred and any documents in support
- All relevant documents as requested under section 5(1) and (2) above.
- Claimant(s) contact address and phone number
- Two (2) passport size photographs each of the claimant(s) and in the case of a minor the photographs of the next friend
- Identity card of the claimant(s)
- In Respect Of Death Claims, Claimants (S) Shall Be Required Among Others To Provide The Following Documents:
- Death Certificate of the Victim or Burial Permit or Post Mortem Report
- Letters of Administration or proof of probate or Registrars Certificate
- Any identity card of claimant(s)
- Relationship with the victim and identity cards of the beneficiaries
- Two (2) passport size photographs of the Administrators(2)/claimant(2)
- For the rural dwellers who may not be able to provide the above documents, a report from the chief or religious leader and statutory declaration, can be provided.
It is significant to note that a typical claim form should be design in a manner to elicit all the required information as stated above.
Credit: NIC