A study of colonial history of the United Kingdom shows that its economy depended, for many years, largely, on the income derived from insurance on shipping and banking for the balance of their trade. Hence, the establishment of overseas branch offices of United Kingdom Insurance Companies in Ghana and other West Africa countries. Shortly after […]
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The Ghanaian economy is traditionally divided into three sectors; namely, the agricultural sector, the service sector, and the industrial sector. With a growth rate of 24.3 percent of GDP in 2016, the manufacturing sector still stands in its typical second place among the five industrial subsectors of Ghana. About 9% of Ghana’s GDP consists of […]
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Life insurance covers your life and also has provisions to provide a savings and investment avenue. Life insurance is a long-term contract and requires you to pay the premiums in monthly installments. Life insurance can be done for any value based on the premium the policy holder is willing to pay. Life presents us with […]
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An Accra High court has fined the 37 Military Hospital an amount of ¢1,075,000 for medical negligence which resulted in the death of a 27-year-old pregnant woman. The court ruling is the outcome of a suit filed by the plaintiffs (father and the husband of the deceased, a retired Captain of the Ghana Armed Forces) […]
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The public which is the people of a country in every area or community is at risk from the activities of others within the same area. These could be negligent or fault from other activities that could cause harm, injury to others, or even death. Liability insurance is a system of risk financing to protect […]
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Everything negative – pressure, challenges – is all an opportunity for me to rise, Kobe Bryant. It attracted my attention, a statement by the transport minister on behalf of the government concerning the recent Tema tollbooth motor accident. The Government has assured footing all medical bills of all the victims injured on Monday, 5th July […]
Read More »Introduction If you think risk management and insurance are expensive, then try crisis management. COVID-19 has given us a better platform to analyze them. “What if?” is the simple question responsible for igniting invention, ingenuity, and even revolution throughout the history of business. “What if” most importantly prepares our mindset to identify risks associated with […]
Read More »Introduction There is a critical role insurance play in the society or the economy of every nation or country. The roles and contributions of insurance expand across social, financial, and economic developments. The activities of insurance companies go beyond national territories. A critical example could be derived from the attack on the world trade center. […]
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Life insurance is a long-term contract and this is the very reason why we need to understand fully the terms and conditions under the policy contract; and also know our various rights under the terms and conditions. There are various life insurance or assurance policies. These are basically design to bring us solutions to the […]
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Though Ghana is far away from the major earthquake zones of the world, it is prone to earthquake disaster. Ghana has records of damaging earthquakes dating as far back as 1615. The last three major events occurred in 1862, 1906 and 1939. Dr Ishmael Norman in an interview on Joy FM’s Thursday revealed that the […]
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