Author Archives: Justice Peprah Agyei

About Justice Peprah Agyei

Chartered Insurance Practitioner || MPhil || CPCU|| ACII || ACIIG || BA (Hons) || Writer   The writer is a Chartered Insurance Practitioner of United State of America, USA, United Kingdom, UK and Ghana (CPCU, ACII, ACIIG), and holds MPhil in Enterprise Risk Management and Business Consulting from Kwame Nkrumah University of Science and Technology, attained Bachelor’s degree from University of Ghana, Legon and have Applied Insurance studies, Diploma and Advanced Diploma (AAIS & AIS) from Ghana Insurance College / Malta Insurance Training Institute with 15years industrial experience. His interest lies in insurance, risk and data analysis. Justice Peprah AGYEI, CPCU, ACII, ACIIG, MPhil, BA (0208498571) Follow and Like "Talk Insurance with Justice" on LinkedIn and also "The Insurance Classroom" on Facebook and YouTube to learn more on insurance. 
Letter to the CHURCHES in this era of Covid-19

Letter to the CHURCHES in this era of Covid-19

Have people missed going to church or Pastors have missed their congregation? A church is a building used for public Christian worship – oxford dictionary. A church can also be a Christian religious organisation or congregation – Wikipedia. In the book of Revelation, Yehowa (Jehovah) told John to write what he was going to show […]

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No Claim Discounts (NCD)

No Claim Discounts (NCD)

INTRODUCTION Insurance is a pool of similar or same risks. The basic concept of insurance is that the losses of few are met by the contributions of many who are exposed to same or similar potential risk. It is then fair to charge the people who are bringing these risks to the pool same premium. […]

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THE GAME CHANGER – MOTOR INSURANCE DATABASE (MID)

THE GAME CHANGER – MOTOR INSURANCE DATABASE (MID)

People drive on our roads with no insurance on their vehicles. Others drive with fake motor insurance stickers. We cannot count the number of people who have suffered for being victims of motor crash with fake motor insurance or uninsured vehicles. It is possible every family in Ghana have experienced this in one way or […]

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The Financial Infidelity Act of an Employee can be insured?

The Financial Infidelity Act of an Employee can be insured?

Employee infidelity includes misusing company’s funds or stealing from the company on a large scale. Stealing the occasional office supply or padding an expense report is disloyal, but employee infidelity usually refers to more serious offenses, such as embezzling large sums of money, regularly taking goods that add up to considerable amounts or submitting expense […]

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COVID 19: Can Firms claim under their Business Interruption Policy?

COVID 19: Can Firms claim under their Business Interruption Policy?

Cash flow is the lifeblood of every business enterprise. Without a stable flow of cash inwards from goods sold or services rendered, there will be inadequate funds to meet the continuing cost of maintaining the business and having to pay wages/salaries of employees even when their services cannot be used. This is a clear case […]

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What documentations do I need to make a motor claim?

What documentations do I need to make a motor claim?

A summary of the documents and information required to make a claim is summarized. Information And Documentation To Be Submitted By The Victim The victim of motor Accident shall, at the request of the insurer, provide information on the following: Surname and other names Date and place of birth Profession or occupation and employer’s address […]

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Is Motor Third Party Insurance Essential?

Is Motor Third Party Insurance Essential?

The statistics for motor accidents are scary and this is why road accidents are a national issue in Ghana. According to the National Road Safety Commission (NRSC), the statistics show that four (4) people die daily on Ghanaian roads due to road accidents. Estimates show that Ghana loses over 230 million dollars yearly due to […]

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Is motor comprehensive insurance comprehensive?

Is motor comprehensive insurance comprehensive?

You might assume that buying a comprehensive insurance policy to cover your vehicle means there will be no out-of-pocket expenses. Sadly, you are misguided. There are terms, limitations, exclusions and conditions within the policy that will decide your final claim amount or no claim amount paid. The first motor car to appear on a British […]

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